Monday, September 15, 2014

Back to Basics Stochastics

2 year stochastic data for the stock SMPH

There's so many things to learn regarding trading that makes it more academic than just siply placing a bid and getting out of the trade as if you re just simple gambling.

There's stock charts to read so that one can be able to  decide whether it's a good time to buy or sell. Check with other indicators to confirm your analysis.

This one is regarding Stochastics 
Commonly used to identify overbought or oversold condition in the markets.

setting of 8% 3 %D 5

briefly sa  stoch kon magpass sya below sa 20 line buy signal sya kon magpass above 80 line sell signal sya

In short:
for downtrending market: trade above 80

for uptrend, trade below 20 

That's all!

Friday, September 12, 2014

How I Simply Understand MACD

The definition is Moving Average Convergence Divergence.

MACD reflects ( 12 day and 26 day period. default)
can be altered depending on your time frame.

If moving averages are touching, MACD lies on the 0 line

when 12 day MA is above the 26 day MA it is considered bullish, You'll see it in positive numbers

In reverse, if the MA26 is below the 12 day MA, it is considered bearish. You'll see it in negative.

Signal line - Exponential moving ave placed next to the MACD.

Histogram - reflects difference bet MACD and signal line.
gives early warning on a breakdown of break up

Things to consider:
1. Histograph
2. Signal line
3. actual cross of the MA

Combine with your other indicators for nang makasiguro purposes.

I posted my financial adventure like this here because I noticed that after the 2,000th mark, nobody reads my posts anyway. This article does not constitute a recommendation or an offer to sell or a solicitation to buy any financial product and stocks.I'm an independent trader and not affiliated to any financial institute (Not anymore). I encourage you to do independent research for your judgment with respect to the matter contained from this site. No liability whatsoever is accepted for any loss that may arise (whether direct or consequential) from any use of the information contained herein.

Tuesday, September 9, 2014

My Legal HOUSEband

I was all eyes on Double Dragon when I first decided to sell all my bluechips stocks venture into the 2nd and 3rd liner stocks.

Then DD collapsed back to 7.++ after reaching it's all time high at around 11.++. that was it, It's already expensive for my budget so I went to look for another that I could deem as one of my long term bagger as was taught to me when I joined TAP.

HOUSE was the result! I think I blogged about this sometime when I began buying. 

Bakit si HOUSE? 
I'm not very good with balance sheet and accounting stuff but I buy the stock because of how I think I understand it's fundamentals, and how it fits into my principle in life. Sometimes I also just do it logically, or because of my observation.

The following was the information I find about the company 8990 Holdings Inc. also known by it's stock code as HOUSE:

They have been ten years in the business prior to their first IPO which happened sometime in May. I remember when I was in Cebu, I once inquired from their office about acquiring a house from their company. I bought my first shares of HOUSE two days after it's IPO which is still believed to be at a discount at 8.33. 

At this point in time I'm still buying more shares of the company even if the price decreases so I can average down on my portfolio and build my base lower. I'm also anticipating dividends in the future because in the past they use to give .70 cents a share to their shareholders, which is a lot if you have large volume of shares.

It is true that Philippines has a backlog in housing projects, but when it comes to murang pabahay, HOUSE is a winner. Their target market are the working class. Simpleng pangarap ng bawat Filipino sa bansa ang magkaroon ng sariling bahay.

Year over year revenues from $3.8B PHP to $5.4B PHP
As per Bloomberg, it is impressive that the company has been able to reduce the percentage of sales devoted to cost of goods sold from 38.00% to 36.94%. This was a driver that led to a bottom line growth from $1.7B PHP to $2.2B PHP.

They have 96% collection success rate. Abangan nyo nalang ang iba pang mga balita jan sa ibang sources at tinatamad nako magsulat kung anupa ang masasabi ko tungkol kay HOUSE. 

I heard from sir JJ last Saturday during TAP classs, that HOUSE is planning to put up malls in the future, they had plans to team up with another big company. what company I don't know yet, but my hubby's speculation is Ayala. We'll see.

I posted my financial adventure like this here because I noticed that after the 2,000th mark, nobody reads my posts anyway. This article does not constitute a recommendation or an offer to sell or a solicitation to buy any financial product and stocks.I'm an independent trader and not affiliated to any financial institute (Not anymore). I encourage you to do independent research for your judgment with respect to the matter contained from this site. No liability whatsoever is accepted for any loss that may arise (whether direct or consequential) from any use of the information contained herein.

Sunday, September 7, 2014

Yesterday Was a Good Day!

Saturday... I went to another TAP class and it was one of the best days, I said one of the best because another best one is yet about to come. Sooner or later. It was an enlightening 7 and a half hours of the day, for un-learning, learning and re-discovering.

Let me share something I learned last Friday though. This is the result after a days tiring effort to try and learn trading techniques and graph reading I ventured into listening into some relaxing details. The are my take aways from  Patrick Stockhausen.

1. Define your spiritual purpose
You cannot have  religious cause without a financial cause. They are synergistically put together

2. Your identity.

3. What are your top five value? Most people think they have a value on money but they don't. They only have a value on what they can do with the money.

4. Beliefs on money. There are people who thinks the rich people are bad and that poor people are good. As per sir Tony Herbosa, "Those who use to tell you that you can never have enough money be rich are usually the people who have never had any serious wealth."

5. What you believe is possible in the world.

6. Have a high sense of self worth. What you believe you deserve. Have a sense of self worth and net
worth is related. What's more important to you and you do that.

7. Belief on your capability.

8. Master your emotional state what you focus on. You act according to what you feel. Master your emotions.

9. Your goals, Asset allocation, Reinvestment strategy. immediate gratification cost you money, long term vision makes you money. timing the market, does to make you money than time in the market

10. Create Your predictable income. do not have to have a business in order to be wealthy. You just have to have a predictable source of income. Let your money make more money. PAY YOURSELF FIRST

11. Wealth building and planning process.

12 Your team, your members, you mentors. Who you hang out with is who you will become. Make sure you have the right mentor.

Have the reason first will make you do things consistently the things at the bottom. That's why you need to start from the top.

Today is my birthday, so it's another day 1 of the next 365 days ahead after the next day 1.

Wednesday, September 3, 2014

The Need to Re-group

The few weeks has been up and down and while I'm happy with what I do as a person who tries to practice the law of least effort. It really will not be the least effort yet unless I really learn the discipline to do so. 

This is my re-think Strategy:
I decided to stop tsupita play for a while since I always get burned the few times I tried it. Sandali lang ito, babalik at sasabak din ako ulit. This is because I do not just want to follow the herd for the stocks I want to make money out of. I know I've attended the FA and TA analysis class already but just recently I realized, I've never really learned anything because back then I was only doing the Peso Cost Averaging strategy so I didn't really bother to ingrain the things taught in my head. 

Anyway, I've been a little loud I know, and I have to stop it and really try to focus so I can listen to my inner voice and discipline myself by reading charts before making a trade so I do not just gamble. For now, I parked my money in my long term stock like $HOUSE and $MARC. Also planning to acquire $MEG again and do some volume play. Why did I ever let her go? Hoping for a substantial consolidation period from the market so I can build my base really low there, just like setting my $HOUSE on a strong foundation. haha.

But hope is NOT a strategy, so I am once again... and I am doing this right now, emptying my cup and re-learning everything there is to know about the technical analysis of stocks. I have been blessed, that throughout this process I have gotten some help from new friends that I got from TAP and other stock market FB groups. We'd message each other back and forth, and exchange ideas and sometimes I participate in the group discussion. In this case, NOT knowing what I'm doing is a gamble, but once I have learned and know and understand what I'm doing, it will turn to be a discipline. I won't be just gambling anymore. Sabi ni Aya Laraya, "aral muna bago invest," sabi ko "mag aaral ako habang nag i-invest" hehehe.

 Thus, my First TA post was born. it was about the CCI indicator posted two days ago. I will post some more later on since I am making this blog as my journal in trading. Of course I will not share everything or maybe I will. I thought nobody would really care to read this blog but it turns out that I've had numbers of readers over the past few months and days without even opening and checking on the blogs I made.

If I share it's ok, If I don't it should also be fine. This blog is not even a business entity nor a reco to buy or sell shares. What I post here are just simply and purely my ideas that I'd have already executed and others I would still like to execute. If they work, then bingo! If it helps anyone whoever comes across this blog. then fine, if it doesn't, totally fine DO NOT BLAME ME. What I'm doing is just simply reporting my progress through this.

Tuesday, September 2, 2014

How to Own Shares of Stock from the PSE

I just have to write this blog.

It is because I've had occasions where I have been asked several times how to buy shares of stocks or how to open an account with a licensed broker in order to buy shares of stocks for investment or trading purposes.

Take note also that I am not a financial expert but I am just taking action so I can also fulfill my own dream of being financially free one day.

The following are the steps to open a brokerage account:

1. Decide which licensed brokerage company you would like to open an account with. Choices range from traditional brokers that you can call on the phone to execute your orders, to those that have online trading platforms. Since this is already the internet age, having an online platform is a great way to monitor your investments from home. Some of those that have online platforms are colfinancial, bpitrade, utrade and Others that I may not have mention, you can google it!

2. Download the application form and submit requirements. You can either download the application form (including the signature cards) or go to the nearest office of the broker of your choice. Rest assured you will be assisted with your application, (in my experience, their services are better than the banks or gov't sorry to say that). The usual requirements would be a photocopy of you 2 valid ID's and your TIN number. If you live further away, LBC will do.

3. Fund your account. When your application is once received, you will then get a call from one of the broker's representatives for account verification (2-3 days). Once your account has been verified, you can already start funding your account. You can do this by personally bringing your check or money to your broker's office, or you can remit your fund through the bank, just like you would when you deposit money. TIP: easier if you have a BPI express online account.

4. Buy shares of your preferred stock or company. Just simply choose a stock or company you think, or you believe will give you good returned for your money. Decide how many shares you'd like to buy, and for how long and you're good.

5. Monitor your investments. Investment experts have this adage, that if you buy growth stocks, or stocks with strong fundamentals can make you SLEEP WELL AT NIGHT. Though this may be true, it is always important to monitor your investments, by reading from the business section of the newspaper or from company disclosures found on PSE edge website. 
There you have it! Five easy steps to start your financial freedom and this is just the first step. It would also do some good that while you're at it, attend some Fundamental and Technical Analysis Seminars. There are those that are free like the one that your broker offers. All you need to do is just register to get a slot, because believe it or not, the classes are usually full that you will need to wait for your schedule to come so you can attend.

There are seminars also that are offered for a fee. These classes are full of like minded people whom you can also make friends with and you can talk with while increasing your financial literacy and money.

Good Luck! and Happy Investing!


I posted my financial adventure like this here because I noticed that after the 2,000th mark, nobody reads my posts anyway. This article does not constitute a recommendation or an offer to sell or a solicitation to buy any financial product and stocks.I'm an independent trader and not affiliated to any financial institute (Not anymore). I encourage you to do independent research for your judgment with respect to the matter contained from this site. No liability whatsoever is accepted for any loss that may arise (whether direct or consequential) from any use of the information contained herein.

Technical Analysis Lesson for the Day (Sept. 3, 2014): The Commodity Channel Index or CCI

The Commodity Channel Index or CCI is one of the trading indicators that help traders decide whether to buy, or sell the stock picks they are eyeing on. It was developed by Ronald Lambert and was featured in the Commodities magazine in 1980. Barely 3 years before I was born.

70-80% CCI value falls between -100 and +100. It can also tell whether a stock's condition is oversold or overbought.

Anyway here is the formula I learned how I can enter a trade and get out of the trade using the CCI.

Consider strong momentum:
if CCI cross above +100, stock will be considered trending.
If CCI crosses below 0 sell
Once it crosses below -100 signals strong downtrend (sell)

Identify reversals:
-100 oversold wait till buy signal is generated
+100 sell signal when CCI moves back crossing 0

There you have it! I'm now learning to read the charts using this indicator.
Tomorrow or the next day I will share another indicator that I learned on Technical analysis.


I posted my financial adventure like this here because I noticed that after the 2,000th mark, nobody reads my posts anyway. This article does not constitute a recommendation or an offer to sell or a solicitation to buy any financial product and stocks.I'm an independent trader and not affiliated to any financial institute (Not anymore). I encourage you to do independent research for your judgment with respect to the matter contained from this site. No liability whatsoever is accepted for any loss that may arise (whether direct or consequential) from any use of the information contained herein.

Monday, July 7, 2014

The Lucky Number 7

I don't believe in just being lucky but, I welcome the co-incidence.

DJIA is happy with their 17,000!
PHILIPPINES well, here's what I spotted today at 10:01:58 am

I was able to add more to $HOUSE, so now I have a total of 7,000 shares!
After spending sometime in bleed. it's now also GREEN!

PSEi closed 6,999.10 round that off! lol.

I live in a country of 7,107 islands ...and today is August 7! 


Wednesday, July 2, 2014

Successful Trading

It's June and in the past month till now, news about the Philippine economy is that the market will experience correction and the week after press releases say our market is experiencing a shallow correction. Well at this point in time, some stocks have already recovered and some are just beginning to correct.

There has been many opinions form in our TAP thread. While some are making money doing day and position trades, others are losing money doing just the same. Others lose money as they keep getting in and out of the stock they are betting on.

When I was just an investor (blue chip stocks), I have made money in the past and lost it as well because I do not know how to take or lock in profit. All I know then was I'm in for the long term anyway, so when I have money I would invest in some of my picked stocks not caring whether the market rises or falls.

But it wasn't what I really wanted. I actually want to know how to make money in stocks. When I started trading this year in May, I kept having losses, because I was cutting losses but every time I do, the following day the stocks goes up at a good price where I could have made money if i didn't sell the day before haha..

I could say my losses weren't as much, but  it is a lot already for a person who can barely make a minimum wage meet. These are were my learning moments. Because while I'm at it, I also keep reading from the thread post and learning from the books I read and and from the news about the companies that my stocks are all about. I just simple learn after I do. I could simply recognize the dots to connect, the one I learned from COL seminar that THE MARKET DISCOUNTS EVERYTHING.

Despite these losses, I am glad to go through this soon enough while I'm at the beginning of my trading career. I enjoy reading our TAP threads and get real insights from people who are real in their trading game. Sabi nga ng isa naming kasamahan dun:

"to be a successful trader, you need to experience pain/depression/anxiety. hindi lang nag-seminar ka, magaling ka na. o nagbasa ng libro. kelangan mong dumaan na ma-whipsaw, ma-ipit, ma-sunog. to the point na ayaw mo nang mag-stock market"

And then I will continue to trade.

Thursday, June 12, 2014

I'm a Trader Now

I remember I wrote something about the difference between an investor and a trader sometime last year. Link here.

But over a month ago, all my misconceptions about the market has been broken. As in basag na basag! Lol. There's so much about being a trader that I don't know. The more I know, the more I don't know and it left me as I said, studying till very late every night. 

This once a long term investor is now a trader. Lol.

Trading is a discipline. Trading is an art, and here's a video to briefly  and concisely show what trading is all about. 

Wednesday, June 11, 2014

You Didn't Know

The experience of having encountered a person who has told you what your priority should be. At time they are people who tells you the kind of risk you are getting into. Sometimes, it makes you want to drive up the wall, but all I can do is smile and let go and move on in doing what I really intent to.

1. You did not raise me so you don't know my background and why I'm passionate about wanting to learn stock market trading and investing. and making money out of it.

2. My children are precious to me and I want them to have a better future. I may not be rich right now, but I wish them to be better than me at what I do or don't do. 

3. You didn't know that I once walked down the street like a headless chicken, when my dad was sick in the hospital and we didn't have money to pay for his treatment. I was trying to get some help from someone or from heaven so I can have him treated by a doctor and not being taken for granted at the emergency room of a public hospital.

4. You didn't know what it feels like to have a widowed mother who lives her life from hand to mouth. Although she tries to make a living for herself, it aches my heart that she is too old for it and that I need to help her myself. Sometimes I wish she knew better when she still had the opportunity to invest for her own retirement. The sad part is, she did not have even one bit of retirement fund, and so she may have to rely on me when the time comes.

5. You didn't know what it feels like to have the freedom to be with your loved ones or just be on vacation without having to worry where to get the fund for that luxury. It's because you've never been there, but I know somebody who has and I'm going to follow his footsteps.

6. You didn't know how my parents previous money mistakes has affected me and the life of my brother. We were left with nothing.

7. Perhaps you grew up with real good food always on the table. You didn't know what it feels like to reach a point in your life here there's no food to put on the table because I got no money to buy it. I don't want that to ever happen again.

8.You don't know what it's like to be kicked out from your place because your parents can't afford to pay the mortgages anymore. And you'd have to transfer from private school to public school because your parents can't afford to fund for your exclusive education.

These are just some of the things that you don't know about me. That being said I am a rebel, and if I am in your opinion, so let it be. All I can do is ignore you. After all, the crazy ones are the ones that usually makes the difference.

Embracing Chaos

Sometimes, people tell you things without even knowing why you do what you do. It has been my everyday consciously and sub-consciously battle.

My husband once told me, he is not comfortable with my flexibility. That is because he is a linear thinker. What can I do? He grew up that way. His dad's a government employee and his mom a housewife, taking care of him and his other four siblings. Me on the other hand grew up in  a chaotic background. Sometimes I wonder how my mom did it but she did. She's the more chaotic one than my dad. Sometimes in her business endeavors she would get into trouble whether in financial or with one of her employees or clients and still she emerges well, or sometimes not so victorious but she is still there.I didn't like it at first.I thought some thing can still be done to keeps things in order but it just isn't.

I learned more about embracing chaos when I served in Temple Square. TMSQ is a highly structuredenvironment for a mission to begin with but also very chaotic when in operation. Just kike the stock market, learning about Fundamental and Technical Analysis is very structured but during the trading hours, everything seems to be chaotic. It's because of all these numbers and then there's noise and hyping coming from other traders. It's crazy!

But I'm not giving up! It's a battle field out there and there's so much to learn and so much to miss if I don't take the risk. So embrace chaos and risk on! Caveat!

Sunday, June 8, 2014

There is Something About Patience

This is nice! Last night's post by maestro Tony on our FB thread. I'm holding on to my $HOUSE hehe.... I'm pretty new so I'm trusting my mentor while trying to develop my own trading strategy.

I'm now reading this book and studying them. Courtesy of Sir Roy Reyes.
Tuon maayo. Caveat!

I posted my financial adventure like this here because I noticed that after the 2,000th mark, nobody reads my posts anyway. This article does not constitute a recommendation or an offer to sell or a solicitation to buy any financial product and stocks.I'm an independent trader and not affiliated to any financial institute (Not anymore). I encourage you to do independent research for your judgment with respect to the matter contained from this site. No liability whatsoever is accepted for any loss that may arise (whether direct or consequential) from any use of the information contained herein.

Thursday, June 5, 2014

Due Diligence Part II

It's 12 :22am and I'm still doing my home work with this trading thingy.

Among all other things I was reading tonight I just want to post some very helpful rules from the Time Tested Classic Trading Rules for the Modern Trader to Live By.... by Linda Bradford Raschke,

1. Plan your trades. Trade your plan.
2. Keep records of your trading results.
3. Keep a positive attitude, no matter how much you lose.
4. Don’t take the market home.
5. Continually set higher trading goals.
6. Successful traders buy into bad news and sell into good news.
7. Successful traders are not afraid to buy high and sell low.
8. Successful traders have a well-scheduled planned time for studying the markets.
9. Successful traders isolate themselves from the opinions of others.
10. Continually strive for patience, perseverance, determination, and rational action.
11. Limit your losses – use stops!
12. Never cancel a stop loss order after you have placed it!
13. Place the stop at the time you make your trade.
14. Never get into the market because you are anxious because of waiting.
15. Avoid getting in or out of the market too often.
16. Losses make the trader studious – not profits. Take advantage of every loss to improve your knowledge of market action.
17. The most difficult task in speculation is not prediction but self-control. Successful trading is difficult and frustrating.
You are the most important element in the equation for success.
18. Always discipline yourself by following a pre-determined set of rules.
19. Remember that a bear market will give back in one month what a bull market has taken three months to build.
20. Don’t ever allow a big winning trade to turn into a loser. Stop yourself out if the market moves against you 20% from your peak profit point.
21. You must have a program, you must know your program, and you must follow your program.
22. Expect and accept losses gracefully. Those who brood over losses always miss the next opportunity, which more than likely will be profitable.
23. Split your profits right down the middle and never risk more than 50% of them again in the market.
24. The key to successful trading is knowing yourself and your stress point.
25. The difference between winners and losers isn’t so much native ability as it is discipline exercised in avoiding mistakes.
26. In trading as in fencing there are the quick and the dead.
27. Speech may be silver but silence is golden. Traders with the golden touch do not talk about their success.
28. Dream big dreams and think tall. Very few people set goals too high. A man becomes what he thinks about all day long.
29. Accept failure as a step towards victory.
30. Have you taken a loss? Forget it quickly. Have you taken a profit? Forget it even quicker! Don’t let ego and greed
inhibit clear thinking and hard work.
31. One cannot do anything about yesterday. When one door closes, another door opens. The greater opportunity always lies through the open door.
32. The deepest secret for the trader is to subordinate his will to the will of the market. The market is truth as it reflects all forces that bear upon it. As long as he recognizes this he is safe. When he ignores this, he is lost and doomed.
33. It’s much easier to put on a trade than to take it off.
34. If a market doesn’t do what you think it should do, get out.
35. Beware of large positions that can control your emotions. Don’t be overly aggressive with the market. Treat it
gently by allowing your equity to grow steadily rather than in bursts.
36. Never add to a losing position.
37. Beware of trying to pick tops or bottoms.
38. You must believe in yourself and your judgement if you expect to make a living at this game.
39. In a narrow market there is no sense in trying to anticipate what the next big movement is going to be – up or down.
40. A loss never bothers me after I take it. I forget it overnight. But being wrong and not taking the loss – that is what does the damage to the pocket book and to the soul.
41. Never volunteer advice and never brag of your winnings.
42. Of all speculative blunders, there are few greater than selling what shows a profit and keeping what shows a loss.
43. Standing aside is a position.
44. It is better to be more interested in the market’s reaction to new information than in the piece of news itself.
45. If you don’t know who you are, the markets are an expensive place to find out.
46. In the world of money, which is a world shaped by human behavior, nobody has the foggiest notion of what will
happen in the future. Mark that word – Nobody! Thus the successful trader does not base moves on what
supposedly will happen but reacts instead to what does happen.
47. Except in unusual circumstances, get in the habit of taking your profit too soon. Don’t torment yourself if a trade continues winning without you. Chances are it won’t continue long. If it does, console yourself by thinking of all the
times when liquidating early reserved gains that you would have otherwise lost.
48. When the ship starts to sink, don’t pray – jump!
49. Lose your opinion – not your money.
50. Assimilate into your very bones a set of trading rules that works for you.
1. Don't be greedy: Invest smartly, with some professional help and some study on your own.
2. Avoid 'hot tips': Stay away from 'experts'. Use your own judgement.
3. Avoid trading/timing the market:
4. Avoid actions based on sentiments: Don't be emotionally attached to stocks:
5. Don't panic if the market drops: Hold onto your winners and sell your losers.
6. Stay invested, possibly continue to invest more: It is natural to book profits with the markets at higher levels.
7. Buy stocks if there is a 5-8 per cent drop in the market: In this bull market, a 5-8 per cent drop in prices offers you a good opportunity to buy scrips.
8. Avoid checking the price of stocks or mutual funds after you've sold them:
9. Avoid penny stocks:
10. Diversify: We suggest you diversify a bit, looking at stocks, mutual funds, commodities and gold. (I disagree with this one in form at least)
11. Don't commit large amounts of money: Even if you have a strong risk-bearing capacity, we suggest you do not commit large sums of money at this stage.
12. Don't trade for short-term
13. Don't expect to be a millionaire overnight. Patience pays, so be realistic. Stick to the desired asset allocation: Asset allocation is the key to successful investing, say experts. Even though equities may outperform debt substantially, it will not be wise to put all your investments in equities.
14. Distinguish between stocks for keeps and trading: A variation of "never let a trade become an investment."
Buy with adequate margin of safety: That's where attractive purchase prices can help. As a matter of fact, selling stocks is no different from buying them. Keep a sufficient margin of safety when buying a stock and don't rely on making a good sale ever.
15. Sell when value is realised: If you feel that your investments are adequately valued, you should exit regardless of how long you have held them.
16. Keep a watch on relative valuations: The real cost of a stock is not the price you pay for it, but the opportunity cost of not putting your money in another one.
17. If you realise a mistake, exit immediately
18. Start investing early.
19. Try to invest in things you know.
20. Try to adopt a long-term perspective with regard to investing.
21. Know your risk: Understand the level and amount of investment you are comfortable with.
22. Play safe, invest in a mutual fund: For those who are still not sure about their research, use mutual funds.
23. Encash when stock prices dip: Reduce some exposure, lock in some profits.
24. Don't blindly follow media reports on corporate developments, as they could be misleading.
25. Don't blindly imitate investment decisions of others who may have profited from their investment decisions.
26. Don't fall prey to promises of guaranteed returns.

What I learn from all these things trading brings is CHARACTER. How patient or impatient we are. How we are when we are losing and how we are when we are winning. Our attitude when it comes to money.  I thought to myself. This is why I love the idea of being in the stock market. I also hope that I will become one of the good if not the best trader out there. But hope is not a strategy so better practice due diligence in doing my homework 

...and if not, I just simply want financial freedom.

Here's the link to the whole post:


I posted my financial adventure like this here because I noticed that after the 2,000th mark, nobody reads my posts anyway. This article does not constitute a recommendation or an offer to sell or a solicitation to buy any financial product and stocks.I'm an independent trader and not affiliated to any financial institute. I encourage you to do independent research for your judgment with respect to the matter contained from this site. No liability whatsoever is accepted for any loss that may arise (whether direct or consequential) from any use of the information contained herein. 

Due Diligence Part 1

Since the ongoing topic between me and my husband lately is about stocks investing and trading, he asked me last Sunday morning;

 "If you rate yourself from 1-10 about your trading knowledge in stocks, how do you asses yourself?".
 "The more I know, the more I don't know I said, maybe I'm at 2!" I answered.

My portfolio was all red that bull Friday last, which did not make me very happy. After church on Sunday, I was on private FB message with maestro Tony, I show him what I have on my port and asked him for some advice on what to do to keep a winning position.

He advised not to have more than 4 stocks as a newbie trader. Even the good ones like Juanis Barredo of COL Financial confessed he only managed 3 stocks on his personal portfolio at a time. I mean I liked the companies I bought, but it's just not balanced at all. I have too many companies and so little fund on my investments.

I did as he said the following Monday, I sold $MPI, $SMC, $SMPH, and $TFHI. Transferred all my cash to $House, kept $MEG and $DD. I was also advised to buy $NICKL but my buying power is not enough anymore. 

Two days past not a lot of movements, but the market prices are even lower than my base for $MEG and $DD..

Yesterday was the day I decided to sell my $MEG and $DD for $HOUSE. Now I have the, "So, this is what it feels like," moment. To have the stock in red and my port is green. It's 3:18 on my clock, for $HOUSE the price I'm looking at is 2.71% higher than my base. The goal now is to keep the average away from the market value.

My point, It's only been three weeks since I started trading. Besides this, I'm also doing my own researches and homework, the reason why I sleep late at night. It was Robert Kiyosaki who said, that in order to be successful, one must give Due Diligence to the things one is interested in. That's just what I'm doing and there's still a lot to learn. 



I posted my financial adventure like this here because I noticed that after the 2,000th mark, nobody reads my posts anyway. This article does not constitute a recommendation or an offer to sell or a solicitation to buy any financial product and stocks.I'm an independent trader and not affiliated to any financial institute (Not anymore). I encourage you to do independent research for your judgment with respect to the matter contained from this site. No liability whatsoever is accepted for any loss that may arise (whether direct or consequential) from any use of the information contained herein. 

Tuesday, May 20, 2014

Tuesday Take Aways

Recently on TAP there's a guy who is 8 months old into trading and made his first million. On the thread he is known as Mark Anthony.

Following the thread I'm beginning to have some people whose opinions I value.

Here is my recent take away from maestro Tony Herbosa
1. Stop listening to anyone who has never made any serious wealth himself but are just managing other people's money.
2. Don't let fund manager's touch your money.
3. Develop your own trading instincts and embrace chaos. Be the Pilot instead of flying auto pilot all the time.
4. Bagger moves! (I'm still trying hard to learn this one, actually still trying hard to learn everything)

Monday, May 19, 2014

First Blood

It was not today. I've had my COL account for more or less three years now, and since it's just sleeping I awakened it by adding a little extra buying power.

I still have a lot to learn about the Fundamental and Technical Analysis. Too bad my COL chart doesn't show on my screen. My laptop keeps telling me I need to update my java but whenever I click to do so, it won't let it. So I'm stuck with numbers. Even the ticker doesn't show. The good thing is that our TAP facebook page is so alive that I can ask for a spot price anytime. I don't do it though because somebody else does and the PSE website's ticker has information.

Today, I sold 200 shares of Double Dragon at Php1.60 profit per share. It wasn't so much. I also bought COAL Mining, at 1.60 per share, but I also exited at the same price. Looks easy but emotionally difficult. I need to control my emotions and greed when I do this.

At the moment I'm still learning my own curves. I'll just keep going.


Traders Apprentice

Photo courtesy of TAP FB Thread. Posted by Tony Herbosa
with our Eve as baby Dragon in the making
It was in the morning of May 10, at 7:30 am I was waiting for my husband to come home from work and be on our way to Makati to attend our long awaited 1pm Overview Seminar on Stocks Trading. We've registered for it a month prior to that and finally my husband got the opportunity to be trained by mentors that had just simply walked the talk.

It was important to me because in the past, whenever I register myself for seminars like these, I am the only one present in our companionship. It was because my husband's work schedule will not let him.This time, he was with me, and so is our baby Eve. We have to take her with us because of breastfeeding issue. Gladly, my husband was on it while we were there at the seminar. He was even taking notes I like the people we are with during that time. It opened both our eyes to all these wonderful possibilities about making money work in the stock market.

Being a stay at home mom, I can't remember when I was able to join this Facebook group Trader's Apprentice Pilipinas. I guess it was on some nights when I was still awake waiting for my husband to come home. I was looking for some kind of group that will help me know what I've been wanting to know, and teach me how, all along that can give me satisfactory result. It was not just a chatting around textbook preaching seminar on stock market trading and investments. It was the real thing.

My new year's resolution has just begun. Since my COL account has just been sleeping, I started pumping it up again on Monday last. Sell a little here, buy a little there, till I get the hang of it and to also to get the feel of the market. I don't know everything yet, but I am learning as I go along in this wealth creation journey.

The Mentor's were Roy Reyes, Atty. Christian Del Rosario, Nikki Yu, and Tony Herbosa, . As you know this blog has been going on a few years now, has slept for some time and been revived for some time. This time I'd like to make it as a keep notes of my take aways and experiences. As they say, "Tuloy Po Kayo, Welcome to TAP!

Friday, January 10, 2014

Lessons I Learned from Breaking Bad

***This is a re-post from my personal blog that I don't share the link to, but since I think this is also appropriate for this blog, and so, I posted it here as well, not just the link. Spoilers ahead to those who have not yet watched the TV series.***

My husband and I finished watching the last episode of the season finale of Breaking Bad. I know we came too late, since the show has already ended last year and people already know who Walter White was as a chemistry teacher turned meth cook, turned drug lord "Heisenberg".

Downloaded from online, we both watched it from season 1 episode 1 until season 5 episode 16, which was the last episode "Felina," to close the whole Breaking bad saga. It the best show on TV with it's best crazy ending!

Now why is this Mormons girl watching a tv show with questionable morals. We'll because I wouldn't keep watching it if I didn't learn anything from it. I just can't stop like many other fans out there. Along with watching the Series, I also learned some little piece of wisdom here and there, and I will enumerate it here:

*Even if you're not interested much in it, try as much as possible to listen to your chemistry teacher.
     Chemistry is not very much interesting to me when I was studying it back in high school, and college since our class for it was held after lunch. I always feel dozing off thinking that my teachers are so boring or it must just be the way they would discuss on the chemical components of stuff. In reality, chemistry has an everyday use. As Mr. White has put it, "Chemistry is the study of TRANSFORMATION!"
     I use to think that hydrofluoric acid was just used to clean our bathroom and toilet. I never thought that you could dispose anything with it using a barrel of plastic container, even a dead body. So who needs to spend for funerals? Just kidding!

*Learn how to negotiate, delay it a little bit.
     There are different ways to do it. Some negotiations are easier than others, but nevertheless, no matter how hard of a shell the person you are talking to, if you are persistent and know how to delay it a little bit, you might just get the deal. Take for example Skyler's negotiation when she was trying to buy A1 Carwash. At first the owner doesn't want to sell it to her.Using her accounting skills, she was able to pay someone else to help her change the owner's mind.
     Later, while transacting over the phone, Skyler was sticking to her guns about the price. After a few minutes of consideration, The seller rang her phone again, she made it ring a little bit more to make the guy on the other end of the line wait. When she answered the phone, she got the deal that was in her favor.

*Love your family no matter what, forgive them if they make mistakes, and love them even if one day they will hate you.
     One good thing about Walter White's characteristic is even though he turned into a notorious person of a druglord, he loved his family no matter what. He forgave his wife's infidelity, although at first he was mad about it. His son hated him after finding out about what he does to earn a living for his family. Calling him names that a dog would not even eat, but still he left him 9million720thousand dollars to be given on Flynn's 18th birthday, trusting the help of  Gretchen and Elliot.

*Never stop so long as there is market to fill for your products.
     When Tuco Salamanca died, Walter found Gus Fring... When Gus died, he dealt with Mike and Jesse and Lydia. Walter believes in his product and he believes in the market that he could fill, so he kept on going. Sidenote: If you want to keep going, make sure it's legal.

*Don't work too hard just to sell out. 
     I love that part of the episode where Walter and Jesse were conversing about the business and buying out for 5million. Jesse told Walt, that when he first met him, all he knows is that what Walt only needed was 737thousand dollars for his cancer treatment. He said to him that 5million is not nothing. Then Walter explained that he had not worked hard just to sell out.
     He then briefly told the story about the company he once co-founded.back in grad school called the Grey Matters Technology, when he made a business mistake by buying out, now the company is worth billions with the B. He then emphasized to Jesse that he is not in the meth or money business but that he is in the empire business.

*You have to learn how to be rich, the poor can only manage.
     One of the conversations between Gus and Walter, back when Gus was one of my favorite character, for some reason, not all hehe... It was because Walt wants to get straight into business with that is why he went up to see him, but Gus was taking some time smelling and enjoying the food. He was like come taste the food that I cooked, . What he actually said to Walt was, "You're a wealthy man now Walter White, you have to learn how to be rich, the poor can only manage."
     This advice can be good for anyone who has ambitions in life. After some hard work, take time to relax even just a bit. Work again once your rejuvenated, that is the way of the successful people. .

*Learn the rules so you know how to break them.
     Yes, it is an old adage but from watching this TV series, Walter was a good example of it, since he had been breaking the law. He also keeps a sleazy lawyer Saul Goodman handy, and calls on him when things don't go well, so somebody can clean up the mess. Morally what he'd been doing has always been questionable, but he's never gotten caught because he knows his way out, though I could also say that Gus was always ahead.
     Towards the end, he used the help of Gretchen and Elliot to get the money to his son. He did not do it in person because he knew it was drug money and that the government will not let his family have it if they found out. With this he decided that if Gretchen and Elliot were to be the alleged benefactor for it, it would seem so legal considering the two are funding for an organization that helps meth heads get back on track with their lives. For Walt, going through Elliot and Gretchen to give his son all the money he's got left,would leave him no suspicion that a father who cared so much for his son and family provided for their needs though that money was acquired by an illegal means.

*Finish what you started.
     Every time they get screwed, it was always Walt who would do something to fix the situation. The Season finale ending was great and bitter because, Walt was able to tie all the lose ends of it all, killing all the guys who killed his brother-in-law and threatened his family, though whatever happened to Jesse was left to the audiences, to judge and make theories of.
      In life, though sometimes people leave us hanging, It is always better to finish what you started and say goodbye when it's time to let go.

So, there! Those were the things that I've learned from watching Breaking Bad.You might say, well I've been discussing good things that happens to bad people. Then I say this, you are already a good person, you may learn from the foolish but don't do foolish things. I'm just writing down the positives, you can leave the bad stuff behind, you won't need that. Cheers!

Friday, January 3, 2014

Dear Mister Kiyosaki,

Dear Mister Kiyosaki,

You've written such a great book about financial literacy and entrepreneurship and I admire you for that since Financial literacy is not taught so much in schools and parents rarely discuss about finances at home with their kids, thus many are uneducated about money in that sense; But it really drives me nuts whenever you or somebody else would quote the part where you said:

Over the last couple weeks, all across our country, school has been starting for American youths. The start of school is a hectic and exciting time for parents, and a proud one. All good parents want to give their children an advantage in life, and the conventional wisdom is that doing well in school is one of the best advantages you can give a child.

Rarely, however, do we stop and ask, "Why?"

What are our schools teaching our kids? Is it really the information they need to succeed in life? Are they being taught to think for themselves and to solve problems? Or are they being taught to take orders and follow rules? Will they really have an advantage in life? ( and then you go on inviting people to read you blog)

The downside I see about it is that, yes you did quote that going to school will not make you rich, and to some other people like yourself it may be true, but to others it isn't. The sad part is, most people only get the part where the emphasis of not going to school is being mentioned. They did not get the other part as you explained that there is another education someone has to take besides the academics, and that is financial education.

Instead of discouraging parents in sending their kids to school, why don't you just encourage them to inject Financial Education at home, on top of their academic subjects? Instead of discouraging your readers to go to school and get an education, why don't you just try to make a movement that will encourage schools to add Financial Literacy as a part of their curriculum in class? For sure there are a lot of kids out there who only knows how to ask and spend the money that their parents are making, whether from business or from they salary from employment.

Mister Kiyosaki, not every person who quits school are always successful like you Sir. There are some people who needs to invest more on themselves and that will need the aid of getting good education that the school can offer. Not everyone can be an entrepreneur, each individual has different skills and while not everyone can earn so much money like you do, they can still save so much money and reaching their dreams by getting themselves educated financially.